Have You Reviewed Your Homeowners Insurance in the Past Year? If Not, You Should

Homeowners insurance can pay to rebuild your house if it’s destroyed and replace belongings that are damaged, destroyed, or stolen.

Review your policy annually and ensure it aligns with your current needs.

If you’ve made interior or exterior upgrades, you might need additional insurance coverage.

Even if you haven’t made any home improvements, you might need higher coverage limits to account for inflation and rising prices for construction materials.

You may need to increase your personal property coverage to account for items you’ve purchased or received.

If you’ve acquired something valuable, you might need to add an endorsement to your policy.

If a child moved out or you decluttered, you might be paying for more coverage than necessary.

Consult your insurance company or agent if you need help selecting the right coverage.